monthly budget planning

The Ultimate Monthly Budget Checklist: 15 Things You Shouldn’t Forget

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Monthly Budget Checklist - FG.jpeg

Creating a monthly budget is one thing. Remembering all the hidden expenses that can throw it off is another. Most people cover the big categories — rent, groceries, and bills — but forget about the smaller, less obvious ones. Those little slip-ups can easily derail even the best budget.

What Is Zero-Based Budgeting (and Is It Right for You?)

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What Is Zero-Based Budgeting (and Is It Right for You?) - FG

Zero-based budgeting (ZBB) is a powerful way to take control of your finances—every dollar you earn is given a purpose. Unlike traditional budgeting methods, which often start with last month’s numbers and tweak them, zero-based budgeting starts from scratch. You assign every dollar a job until your income minus expenses equals zero. That doesn’t mean you spend everything—it means you’re being intentional with every dollar.