Struggling to manage your money each month? Use our Monthly Budget Calculator to break down your income and expenses and find out exactly how much you’re saving — or overspending. Whether you’re budgeting for rent, groceries, debt, or entertainment, this tool makes it easy to take control of your finances. It’s fast, free, and designed to help you plan your month smarter.
Enter your income and expenses to see your results.
Total Expense
$0.00
$0.00
Income
Choose a Budgeting Rule
Needs i
Wants i
Savings i
Total Income: $0.00
Total Expense: $0.00
Pending Amount: $0.00
Total Expense: $0.00
Pending Amount: $0.00
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Why Use This Budgeting Tool?
✅ Completely free and anonymous — no login or email needed
✅ Built for U.S. income and expense categories
✅ Helps you follow budgeting rules like 50/30/20
✅ Works on desktop, tablet, and mobile
🟫 Frequently Asked Questions
A monthly budget calculator helps you track your income and expenses to see how much money you can save (or are overspending) each month.
Just enter your monthly income and all your expenses into the tool. The calculator will show you how much you have left after expenses.
It’s a budgeting method where you spend 50% on needs, 30% on wants, and 20% on savings or debt repayment.
Yes — it’s completely free to use, with no sign-ups or paywalls.
Right now, the categories are fixed, but you can manually adjust the numbers to match your specific expenses.
Great question! You can start by figuring out your income, expenses, and choosing a budgeting method. We’ve broken it down step-by-step in our blog post:
👉 How to Create a Monthly Budget