The Most Expensive Sentence in Personal Finance: “I’ll Figure It Out Later”
You probably have not said, “I want to ruin my finances.” But you may have said something that quietly does the same thing:
“I’ll figure it out later.”
People say it when they put off opening a credit card statement, starting a budget, saving for retirement, cancelling subscriptions, or finally looking at how much they actually spend every month.
The problem is that “later” almost always becomes more expensive.