Zero-Based Budgeting

How to Budget for College Students (Even If You Have Student Loans)

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How to Budget for College Students (Even If You Have Student Loans) - FG.jpeg

College can be one of the most exciting yet financially stressful times of your life. Between tuition, books, rent, food, and the occasional night out, your money disappears faster than you realize. Add student loans into the mix, and it can feel like budgeting is impossible. But the truth is—creating a realistic budget now can save you from years of financial headaches later.

What Is Zero-Based Budgeting (and Is It Right for You?)

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What Is Zero-Based Budgeting (and Is It Right for You?) - FG

Zero-based budgeting (ZBB) is a powerful way to take control of your finances—every dollar you earn is given a purpose. Unlike traditional budgeting methods, which often start with last month’s numbers and tweak them, zero-based budgeting starts from scratch. You assign every dollar a job until your income minus expenses equals zero. That doesn’t mean you spend everything—it means you’re being intentional with every dollar.